Michael Kalen Michael Kalen

President and CEO, Futurity First Financial Corporation

Michael Kalen is President and CEO of the Futurity First Financial Corporation. Futurity First is an independent, nationwide insurance distribution organization specializing in retirement income and insurance protection solutions. The businesses include the Futurity First network of 250 retail advisors and Dressander|BHC, one of the largest annuity FMOs in the United States. Michael joined Futurity as its CEO in January, 2010 after a 25-year career in the insurance and financial services industry with Hartford Life and Prudential Financial. Prior to joining The Hartford, Mike held various senior positions at Prudential Financial. Mike has a Bachelor's degree from the University of Delaware and a Master's in Business Administration from Columbia University. He is a CLU and ChFC. He holds series 7, 24, 9 and 10 registrations with FINRA. Mike serves on the Board of Trustees of American College and the LIFE Foundation and serves on LIMRA, iPipeline and GAMA advisory committees.

Mike Dressander Mike Dressander


Mike is a 30-year veteran of the insurance industry, holding senior management positions for 26 of these years. Throughout his career, he has served on advisory boards for several major annuity companies. This has allowed him to keep a pulse on agents’ needs—helping him quickly adapt to the constantly changing annuity marketplace by introducing cutting-edge prospecting and sales tools.

Cam Dressander Cam Dressander

Senior Vice President

Cam has 26 years of insurance industry experience and has been in senior management positions for 21 of those years. Cam is a product expert who constantly monitors the industry for the best products available. He also has been instrumental in product design for several major carriers and knows firsthand what agents want and need to be successful.

Thomas Mahoney Thomas Mahoney

National Sales Manager

Thomas is a 25-year veteran of the industry. He has been managing wholesalers and teams for the past six years. Thomas has created many incredible sales processes, such as the 4-D Consultative Process and the wildly successful “Live Too long/Die Too Soon” symposium. He delivered this across the country, alongside his wholesalers, to an effective rating of 94% by attendees.

Carla Urbaszewski Carla Urbaszewski

Chief Marketing Officer

Carla has 17 years of experience in the insurance and financial services industries. She has been part of senior management teams for the past seven years. Most recently, Carla served as a Director at Allstate Financial where she was responsible for managing product launches, developing marketing collateral and campaigns, and leading sales support and education initiatives.

For more information, call our wholesaling team toll-free at 844-322-DBHC (3242).

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